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If you are looking for ways to save on car insurance, you should start by getting a lower auto insurance quote. And there are quick ways that can be done. The first is to get a higher deductible to get lower auto insurance quote. Should you ever encounter an accident while you are out driving your car, a deductible is the amount of money that you would need to shell out before your insurance policy kicks in and pays for any damages or medical claims that results from said accident. So you have to make sure that even though you may have chosen to have a higher deductible, the amount would still need to be something that you can easily afford. After all, you would not want to be stuck with huge payments even before you can start to file for your insurance claims. Increasing your deductible can give you as much as forty percent off on your insurance premium costs but then again, you have to make sure that you have enough cash on hand if an accident happens.